If you work in Washington, you may see a Washington Cares Fund deduction from your paycheck. The program helps eligible workers pay for certain long-term care services. Your work status and exemption status determine whether you must contribute.
Washington workers covered by the Cares Fund
If you work in Washington, you generally contribute 0.58% of your wages to the Washington Cares Fund. The contribution applies to eligible full-time, nonfull-time and temporary workers. Your employer withholds the contribution from your wages and sends it to the state. Self-employed workers may also opt in and contribute based on their covered earnings.
Workers who may qualify for an exemption
Not every worker contributes to the WA Cares Fund. Some may qualify for an exemption based on their residence, military status, disability or visa type.
You may qualify for an exemption if:
- Permanent residence elsewhere: Your primary residence is outside Washington.
- Military connection: You may qualify if you currently serve in the armed forces or are married to, or registered as the domestic partner of, someone serving on active duty.
- Veteran status: You have a service-connected disability rated at 70% or more.
- Nonimmigrant visa: You receive an automatic exemption starting January 1, 2026, unless you choose to participate by notifying your employer in writing.
If you need to apply for an exemption, follow the state process and give your approval letter to your employer. Your exemption may also affect future WA Cares benefits.
WA Cares benefits for future long-term care
Your WA Cares contributions can help pay for certain long-term care services if you meet the program’s requirements. Starting in July 2026, eligible workers can use their benefits for approved care and support services.
The maximum lifetime benefit is $36,500 in 2026, with adjustments for inflation over time. You must also meet the program’s work and care-needs requirements before you can use these benefits.
Covered services may include home care, meals, transportation and home changes, helping you manage future care needs.
Know your responsibilities
The Washington Cares Fund may affect your paycheck and future care options. Check your exemption and contribution status, and keep related documents. If you are unsure about your situation, a legal professional can help you determine what steps to take.
