Adult children of elderly parents living in the Olympia area can face much resistance when it comes time to help their parents transition to supervised living situations. It is hard for individuals of any age to realize that they can no longer do the things they must...
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Was your health insurance claim denied?
You might think that having insurance coverage will provide a soft landing when you fall sick, at least financially, but that is not always the case. Instead, you could be in for a nasty surprise when the insurance company denies your claim, leaving you on your own....
Am I protected from bad faith denial?
Insurance companies may have a short-term financial incentive to deny claims. Putting profits above people can lead to bad faith denials. Fortunately, most insurance companies do not deny claims unreasonably, as a financial institution must earn the trust of its...
Why do you need a plan to pay for your nursing home care?
No one wants to spend their golden years in a nursing home, but that is exactly what some older adults will require. Whether due to Alzheimer's disease or physical injuries, they may need more care than what their family members can provide for them. Even if you are...
What should you know about the Long-Term Care Act?
The Long-Term Care Act was passed in 2019, which made Washington the first state in the nation to establish a public program centered on long-term care. Employees and employers need to find out all they can about this act because it goes into effect in January 2022....
How can I resolve disputes over an estate?
While money might not be the source of all evil, it certainly creates many problems between people. One area where people frequently fall out over finances is when someone in their family dies. It can lead family members to fight with those in charge of the deceased’s...
How should you plan for long-term care?
If you are 65 or older, odds are you will need to consider long-term care. According to Morningstar, in the United States, about half of people turning 65 will need long-term care at some point in their lifetime. On average, women require about two and a half years of...
Will Medicare Pay for Long-Term Coverage?
Life expectancy is increasing in Washington and across the United States. While this is good news, it also means that many of our elderly loved ones will require additional care as they age. More and more seniors are moving into assisted living facilities across the...
4 ways an estate planning attorney can help you
It is important to retain a sharp attorney when you face any kind of estate planning task, whether you need to create an estate plan or help a parent with long-term care issues. Hiring the right lawyer can make all the difference in your case. When choosing an...
How do I know when it is time for my parent to go to a nursing home?
Growing older is something that inevitably happens to everyone. While you may not want to consider that your parent can no longer care for himself or herself, and may need to move into a care facility, often it is the best choice to make. Not every elderly adult will...