While it can be difficult to watch a relative get older, there are many options to ensure their safety and comfort. One option is nursing homes. These facilities can provide round-the-clock care and attention. Nonetheless, not all nursing homes are equal, and it’s...
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Is it possible to change nursing homes? When is it necessary?
When you decide to get your loved one into a nursing home, you hope they will be better cared for in a safe, supportive and professional environment. However, there are situations where changing nursing homes becomes necessary to protect their well-being or improve...
Navigating Long-Term Care Insurance to Obtain Benefits
Long-term care insurance can be a lifesaver, offering financial protection when you need assistance with daily activities for an extended period due to challenging health conditions. However, when the time comes to utilize your policy, understanding the process can...
How can aging adults cover nursing home costs?
Individuals who are planning for retirement often hope to age in place. Aging in place entails making a space safe and accessible for an older adult with certain functional limitations and ensuring they have proper support for day-to-day safety. Even if someone goes...
Will a family have to go to court after a dementia diagnosis?
When families think about the best response to someone's diagnosis of Alzheimer's disease or another condition that causes dementia, the priority is often seeking out ways to meet the patient’s immediate medical needs. For example, having safe housing and...
Helping elderly parents accept their limitations
Adult children of elderly parents living in the Olympia area can face much resistance when it comes time to help their parents transition to supervised living situations. It is hard for individuals of any age to realize that they can no longer do the things they must...
Was your health insurance claim denied?
You might think that having insurance coverage will provide a soft landing when you fall sick, at least financially, but that is not always the case. Instead, you could be in for a nasty surprise when the insurance company denies your claim, leaving you on your own....
Am I protected from bad faith denial?
Insurance companies may have a short-term financial incentive to deny claims. Putting profits above people can lead to bad faith denials. Fortunately, most insurance companies do not deny claims unreasonably, as a financial institution must earn the trust of its...
Why do you need a plan to pay for your nursing home care?
No one wants to spend their golden years in a nursing home, but that is exactly what some older adults will require. Whether due to Alzheimer's disease or physical injuries, they may need more care than what their family members can provide for them. Even if you are...
What should you know about the Long-Term Care Act?
The Long-Term Care Act was passed in 2019, which made Washington the first state in the nation to establish a public program centered on long-term care. Employees and employers need to find out all they can about this act because it goes into effect in January 2022....