More and more people are purchasing long-term care insurance to help pay for daily expenses related to disabilities or chronic illnesses. Although this insurance helps reduce the amount that an elder has to pay out of pocket, there are some pitfalls. Coverage denial...
Having an interest in a person's estate is a great honor, and one that you no doubt feel humbled by. Some might say that no matter what that interest may be, you should accept it (or the interest allotted to others) without question. Yet what if the terms of your...
As the parent of a child with special needs, your financial responsibility will likely continue after you are gone. Fortunately, government programs and long-term care planning options can help you provide for your child for his or her entire life. Here are three...
Long-term care for your loved ones should not have to be a burden to you or them. Insurance companies these days reconcile with the fact that cheap policies sold years ago demand pay from them today. In order to preserve their bottom line profits, they can work toward...
As your parent ages, you may have concerns about whether he or she can continue to live independently. This is especially true if you notice signs of forgetfulness, memory loss and confusion. Understand the early signs of Alzheimer's disease and other forms of...
No matter your age, overall wellness or visions for the future, you would be wise to determine your end-of-life choices. While you probably would rather not think about dying, the unfortunate reality is that you never know when questions about life-sustaining measures...
Having the insurance company deny treatment, medication or another order from your Washington doctor is very frustrating. After all, if your doctor says you need a specific test, treatment or medication, then you would trust that he or she knows what is best over some...
When a loved one develops Alzheimer's disease or another form of dementia, it will become difficult for him or her to make important decisions and live independently. According to the Alzheimer's Association, one in three Americans will eventually develop dementia or...
People are living longer in Washington, and this is a marvel of modern medical science. While having more time to enjoy our golden years is generally a good thing, it does come with some consequences. Namely, the fact that more Americans are living longer means that...
As you get older, you have to start thinking about what happens next in life. This next stage may require you to move into a long-term care facility or seek other help to maintain a healthy life. Paying for the care you may need is something that many people fail to...
