Caring for an aging parent can be a challenge, and there is often a point when he or she may receive better care by living in a nursing home. When faced with this decision, you may wonder how to choose the right place for your loved one. According to the AARP, there...
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Dealing with your timeshare during estate planning
When you’re doing your estate planning, it’s only natural to want to leave your adult children the property where you’ve spent many family vacations. However, when it’s a timeshare property (generally at a hotel or resort), it’s crucial to consider it carefully. Let’s...
What you need to know about long-term care insurance denials
More and more people are purchasing long-term care insurance to help pay for daily expenses related to disabilities or chronic illnesses. Although this insurance helps reduce the amount that an elder has to pay out of pocket, there are some pitfalls. Coverage denial...
Reviewing Washington’s stance on no-contest clauses
Having an interest in a person's estate is a great honor, and one that you no doubt feel humbled by. Some might say that no matter what that interest may be, you should accept it (or the interest allotted to others) without question. Yet what if the terms of your...
Special needs and long-term care planning
As the parent of a child with special needs, your financial responsibility will likely continue after you are gone. Fortunately, government programs and long-term care planning options can help you provide for your child for his or her entire life. Here are three...
Persevering through long-term care insurance denials
Long-term care for your loved ones should not have to be a burden to you or them. Insurance companies these days reconcile with the fact that cheap policies sold years ago demand pay from them today. In order to preserve their bottom line profits, they can work toward...
Know the early symptoms of Alzheimer’s disease and dementia
As your parent ages, you may have concerns about whether he or she can continue to live independently. This is especially true if you notice signs of forgetfulness, memory loss and confusion. Understand the early signs of Alzheimer's disease and other forms of...
Now may be the time to revise your advance healthcare directive
No matter your age, overall wellness or visions for the future, you would be wise to determine your end-of-life choices. While you probably would rather not think about dying, the unfortunate reality is that you never know when questions about life-sustaining measures...
How can an insurer deny a doctor’s orders?
Having the insurance company deny treatment, medication or another order from your Washington doctor is very frustrating. After all, if your doctor says you need a specific test, treatment or medication, then you would trust that he or she knows what is best over some...
Be aware of the signs of dementia
When a loved one develops Alzheimer's disease or another form of dementia, it will become difficult for him or her to make important decisions and live independently. According to the Alzheimer's Association, one in three Americans will eventually develop dementia or...